Customer confidentiality and privacy is of utmost concern to The Khamgaon Urban Co-Operative Bank Ltd , We treat the information we have concerning your accounts in the same responsible and confidential way that we want our own financial affairs treated.
Privacy Policy
This page is used to inform Website visitors / Mobile application users regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.
We recognize that our customers expect privacy and security for their personal and financial affairs. If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.
Who is covered under this Policy?
All natural persons ("Covered Persons"), whose personal information is either collected/ received/ possessed/ stored/ dealt in/ handled by The Khamgaon Urban Co.Operative Bank Ltd, who uses the bank’s mobile applications and/or opted to avail the banking facilities of the bank, who visit the site https://www.khamgaonbank.in/ and who provide information to The Khamgaon Urban Co-Operative Bank Ltd ("Bank") online, are covered under this Policy.
Definitions
”Personal information” means any information that relates to a natural person, which either directly or indirectly, in combination with other information available or likely to be available with the Bank, is capable of identifying such person.
- Financial information such as Bank account or credit card or debit card or other payment instrument details or statistical financial data;
- Sexual orientation;
- Biometric information;
- Any of the information received under above clauses by body corporate for processing, stored or processed under lawful contract or otherwise.
Provided that, any information that is freely available or accessible in public domain or furnished under the right to information act, 2005 or any other law for the time being in force shall not be regarded as sensitive personal data or information for the purposes of this policy.
Applicability
This Policy is applicable to personal information and sensitive personal data or information collected by the Bank or it’s affiliates directly from the customer or through the Bank’s online portals, mobile apps and electronic communications as also any information collected by the Bank’s server from the customer’s browser or any source.
Purpose of Collection and Use of Personal Information
The Bank collects and uses the financial information and other personal information from its customers. This information is collected and used for specific business purposes or for other related purposes designated by the Bank or for a lawful purpose to comply with the applicable laws and regulations. The Bank shall not divulge any personal information collected from the customer, for cross selling or any other purposes.
The authenticity of the personal information provided by the customer shall not be the responsibility of the Bank.
Any information that is freely available or accessible in public domain or furnished under the Right to Information Act, 2005 or any other law for the time being in force shall not be regarded as personal information for the purposes of this Policy and the Bank shall not be responsible for the same.
Disclosure of Personal Information
The personal information collected by the Bank shall not be disclosed to any other organization except:
- Where the disclosure has been agreed in a written contract or otherwise between the Bank and the customer;
- Where the Bank is required to disclose the personal information to a third party on a need-to-know basis, provided that in such case the Bank shall inform such third party of the confidential nature of the personal information and shall keep the same standards of information/ data security as that of Bank.
- Any lawful demand.
Security Practices and Procedures
The security of personal information is a priority and is protected by maintaining physical, electronic, and procedural safeguards that meet applicable laws. The Bank shall take reasonable steps and measures to protect the security of the customer’s personal information from misuse and loss, un-authorized access, modification or disclosure. The Bank ensures that its employees and affiliates respect the confidentiality of any personal information held by the Bank.
Amendments
The Khamgaon Urban Co.Operative Bank Ltd reserves the right to amend sections of its prevailing Privacy Statement at any time and will place any such amendments on this website. Please check this statement from time to time for any changes. The effective date of this policy, as stated below, indicates the last time this policy was revised or materially changed. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the policy.
Effective Date
01th April, 2019